Reduce your monthly payments by up to 90%* and wave goodbye to your debt worries
Combine your debts into 1 affordable monthly payment
Stop hassle and pressure from bailiffs & creditors
Stop interest and charges on your debts
*90% debt write off is based upon the performance of IVAs administered by our partners. The amount of debt write off may vary dependent on your personal circumstances.
Find out why Hector is helping people in the UK with their debt
He's been there before, he’s been in debt and now he's living his life.
Now he wants to help others in a similar situation. Helpful Hector is here to help people with debt get back in control of their finances and live a better life. We help thousands of people across the UK recognise they have debt and provide a service to help them budget their finances and eventually pay off their debt.
Start your debt free journey with us
See how it works & receive FREE debt advice
First up, we’ll start with a simple online assessment
This is a quick 5 minute assessment of your personal situation.
Then you'll chat to friendly debt experts
Debt experts will chat with you to discuss and setup your debt solution.
Start living your
Get back to enjoying life, rest assured your debts are getting sorted!
For free help and advice, visit the Money Advice Service, an independent service set up to help people manage their money.
Or find out more about the different options for paying off your debt here. IVAs are only available in England, Wales and Northern Ireland.
Here is a handy example to show you how an IVA works, including how much debt is written off and how your payments could look if you choose to get an IVA.
Figures based on typical IVA customers with our trusted IVA provider. Alternative solutions may be offered. Lenders are not obliged to accept less than contractual payments. Fees payable if continuing services are provided.
You have the questions...
We've got the answers
It’s time to start feeling like you again
Start your journey to becoming debt free